i need it again because i threw the other one away and i want to look for anthing new thats shown on my report.also the score. tell me how step by step
Actually, you can get your credit report for free three times a year. You can get one from each of the three providers (Experian, Equifax and TRW). Just go back to the website (annualcreditreport.com), and link to one of the providers that you did not use before.
The credit score isn't free. You can get it at a commercial site like myfico.com. but, if you are not in a hurry to apply for a loan, get your free credit report first, check it for errors, and don't bother paying for the score until any errors on the report are fixed.
Yes, just visit the same website (annualcreditreport.com) and go through the same process to retrieve it from this same bureau. You should see a screen that says you have already received your free one from this bureau for this year, but you may pay to view the report again. You can also choose to view your FICO score with this bureau (which I did because I wanted to buy a home and knowing this was crucial), but it's at least $7.95. do remember that your credit reports and scores will be slightly different for all 3 bureaus. like another user said, you can also visit other bureaus for their report if any version will do. You should check all 3 yearly; however, as errors in reporting are common.
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